Cheater and fraudster arrested by PS Begumpur

 With the arrest of Manoj Kumar S/o Shri Sita Ram Shastry R/o H. No. 32, Block A-7, Sector-18, Rohini, Delhi, aged about 37 years by the staff of PS Begumpur, Outer District, Delhi, a case of cheating FIR No. 544/2016 U/s 419/420/467/468/471 IPC has been solved. 

 Shri Manoj Kumar Gautam S/o Shri Lakhi Ram R/o Sector-24, Rohini, Delhi gave a complaint at PS Begumpur, Delhi, alleging that he had applied for a personal loan from HDFC Bank. After 3-4 days he received a telephonic call from the bank informing him that he cannot be given the loan because his CIBIL rating is not good. He was further told that there is a loan in his name on the basis of his credit card and the further loan will be given only after payment of his previous balance of loan amount. It was also informed by the bank officers that he also applied for credit card on 12.01.2015 which was already rejected. On this, he further told that he had never applied for such credit card. Thereafter, he visited the Bank and obtained the KYC documents and found that his PAN Card and voter ID card had been prepared giving a fake address i.e. H-52, Block- A-6. Sector-17, Rohini, Delhi. On further scrutiny of documents it was found that the photo paste on documents was also personated and that was of his college friend. After that he further checked his CIBIL through internet and downloaded the information and found that three credit cards were issued in his name which is shown as outstanding. Out of which one card was blocked on 07.10.2015 for which he had never applied.

A team comprising of Insp. Ramesh Singh SHO/Begumpur, Insp. Mohinder Singh ATO/Begumpur, SI Mahabir Prasad No. D-2612, ASI Surender Kumar, HC Yashpal No. 1200/OD, HC Shamsher Singh No. 313/OD, Const. Vijay Singh No. 1540/OD, Const. Narender No. 2549/ OD and Const. Manoj No. 705/OD was constituted under the supervision of ACP/Sultanpuri.  During the course of investigation, it was found that accused Manoj Kumar (having the same name as the complainant) happens to be a college friend of the complainant and was residing somewhere in Sector-17-18, Rohini, Delhi. On detailed scrutiny of documents obtained from different Banks, Which he had submitted for obtaining credit cards, he was traced at last after a great amount of hard work. He was interrogated at his house and he disclosed that he prepared forged PAN cards, voter cards, Adhaar cards, Driving licenses, Registration Certificates of vehicles and other valuable documents with the help of “Electronic Gadgets”. On this information search of his house was made and the following items were recovered:-   

Recovery:-

S. No.		Quantity
1.	PAN Cards	48
2.	Pass Books/Cheque books	09
3.	Open Cheques	02
4.	Debit/Credit cards	15
5.	Blank cards	12
6.	Adhaar Cards	22
7.	Driving Licenses	18
8.	Registration Certificates of Vehicles	06
9.	Identity cards ( One of MHA, two TCA and two of Adaani Group)	05
10	Mobile phones	11
11	Card Cutter	01
12	ZX Printer	01
13	ZX Cartridge	02
14	Stamp Material  box	01

 Modus Operandi:-

          Accused collected the personal data of persons online and prepared their identity proofs and got opened bank accounts and obtained Credit/ Debit cards from various banks by forging KYC documents and addresses by impersonating himself using fake names and addresses and using fake ID proofs which he prepared with the help of electronic gadgets.